BankMobile

College of the Desert (COD) utilizes BankMobile Disbursements, a technology solution, powered by BMTX, Inc. to disburse funds via direct deposit to our students. Students eligible for a disbursement will receive an email to their mycod.us email with instructions to get started with the refund selection process.

Students will need to provide a mobile phone number during the refund selection process. If you do not have a mobile phone number on file with College of the Desert, you can enter one during the process. You may be asked to complete an additional identity verification

 Get more information about BankMobile Disbursements.

Students will have the option to select one of the following disbursement methods:

  1. Deposit into a *Personal account
    • No fee
    • Funds typically arrive within 1-2 business days
    • *Use personal account (checking or saving account)
      • Routing and account number required during set-up.
  2. Create a Bankmobile Vibe checking account
    • $2.99 monthly fee
    • Funds arrive same business day

If you are already set up and have selected your preferred disbursement method, no further action is needed. Visit our schedule disbursements webpage to review the disbursement dates.

Disbursement Selection Information

Where do I go with questions about my Disbursement?

If you have any questions or are not sure if you are eligible for a disbursement, please call or email the Financial Aid Office. For technical issues regarding Bankmobile account, use the video below for more information.

Students who previously attended College of the Desert and had a Higher One account or have been inactive at our institution for two or more semesters may need to wait for the Financial Aid Office to update their demographic information with BankMobile Disbursements, a technology solution powered by BMTX, Inc., before selecting a new disbursement method.


For more information about College of the Desert partnering with Bankmobile, view our third-party servicer contract for refund management, click here.